Trusted Home Financing.
Personalized Service,
Every Step of the Way.

Unlock a better way to buy a home with personalized loan solutions and expert guidance from
a mortgage professional you can trust — Rami Dalal

Enjoy Your Retirement Without the Demands of Monthly Mortgage Payments. *
A Reverse Mortgage Could Change Your Life.
Free Evaluation
THE GOOD, THE BAD, AND THE UGLY OF REVERSE MORTGAGES.
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Know Someone Who Could Use A Reverse Mortgage?
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I am currently licensed for residential mortgages in Florida, Indiana, Kentucky, Maryland, and Tennessee. However, I can refer loans nationwide to my associates, and am also licensed across the US and internationally for Commercial/Business loans.

Trust your loan with

the best in the business

Top-Rated Mortgage Expert You Can Trust

Rami Dalal with NEXA Lending is your dedicated mortgage expert based in Memphis, Tennessee, committed to helping homebuyers achieve their dreams with tailored loan solutions and trusted guidance. Backed by years of experience in the mortgage industry, Rami combines deep market knowledge, honest advice, and exceptional service to make the home financing process smooth and stress-free.

We provide personalized home loan solutions across the US. Additionally, Commercial and Business loans are available worldwide.

Serving Florida, Indiana, Kentucky, Maryland, Tennessee, and beyond!

At Rami Dalal – NEXA Lending, we provide customized retirement mortgage solutions designed to help seniors access the equity in their homes with ease and security. Backed by a trusted team and a wide network of lending partners.

Putting Your Goals and Needs at
the Heart of Everything We Do

At the heart of our service are three core commitments we uphold for every client.

Request Your Credit Report

Understanding your credit is the first step toward smart home financing. At Rami Dalal with NEXA Lending, we help clients in Florida, Indiana, Kentucky, Maryland, and Tennessee access and interpret their credit reports with ease.

Start Your Application Online

Getting pre-approved for your mortgage has never been easier. With our secure online application, you can start your journey to homeownership anytime, anywhere in Florida, Indiana, Kentucky, Maryland, or Tennessee.

Start your application online and upload necessary documents in your own portal. Start now.

Schedule Time On My Calendar

Let’s talk on your terms. Whether you’re buying your first home or refinancing in Florida, Indiana, Kentucky, Maryland, or Tennessee, booking a time on my calendar ensures you get dedicated, one-on-one guidance.

Berkeley Reverse Mortgage Lender Near You

Is A Reverse Mortgage Right For You?

It can be scary making a major decision concerning your biggest investment, the place that means the most to you. Deciding whether a reverse mortgage is right for you takes much thought and consideration. I hope that the material on my website helps you in this endeavor, and even better that I have the opportunity to get to know you and serve your financial goals personally. 

Please don’t hesitate to contact me today for a no-obligation reverse mortgage evaluation. I would love the opportunity to speak with you.

What are Some of the Unique Features of a Reverse Mortgage?

What are the Common Misconceptions?

Be the First to Benefit from Upcoming Mortgage Rate Drops

Join the countless homeowners who trust Rami Dalal for the latest mortgage rates and personalized advice—giving you the knowledge you need to make smart and confident financial choices.

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Rami Dalal - NEXA Mortgage

5.0Out of 5 stars

Overall rating out of 7 Google reviews

tom estrin
4 months ago

Excellent service

Ross La Motte-Mohs
8 months ago

Rami made applying for a HELOC loan efficient, easy, and completely on-line. His attention to detail and follow-up is impressive. Looking forward to working with him on my next project.

Vernon Carpenter
9 months ago

I cannot recommend Rami Dalal highly enough! From start to finish, he provided exceptional customer service and went above and beyond to ensure I got the perfect mortgage tailored to my specific needs. He was incredibly knowledgeable, patient, and responsive-guiding me through every step of the process with clarity and confidence. What could have been a stressful experience turned into a smooth and even enjoyable journey thanks to his expertise and professionalism. If you're looking for someone who truly cares and will work tirelessly to find the best solution for you, look no further. Thank you so much, Rami, for making my homeownership dream a reality.

Stacey Henning
a year ago

I highly recommend Rami Dalal for all your financing needs, whether it's a refinance, new home loan, HELOC, or even a business loan. His extensive knowledge of the housing industry and lending processes, combined with his personable and approachable demeanor, make even the most complicated transactions feel seamless. Rami is not only professional and polished but also incredibly accessible throughout the entire process, providing clear communication every step of the way. If you're looking for a trusted, reliable loan officer, Rami is the one to go to. Five stars without a doubt!

David Blair
a year ago

I had the pleasure of working with Rami to refinance my home loan, and the experience was outstanding. Rami was incredibly responsive, always available to answer my questions and provide guidance throughout the process. He worked closely with me and the lender to find the best refinance program tailored to my needs. What really stood out was the exceptional support from Rami's team at NEXA Mortgage, who went above and beyond to ensure everything went smoothly and exceeded my expectations. If you're looking for a knowledgeable, proactive, and dedicated loan officer, I highly recommend Rami!

Savitha Chengappa
a year ago

Working with Rami was an outstanding experience! His over 30 years of housing experience was evident as he helped me navigate through the application process every step of the way. Rami was professional, patient, and explained each step of the process thoroughly; often more than once! He guided me through the entire process of buying a new construction home; even explaining what to expect after the mortgage process. He was readily available to answer questions, which was invaluable; especially since I was purchasing in another state. His depth of knowledge and expertise helped remove much of the stress that comes with such a huge life transition. I was most grateful to Rami for taking time to actively listen to my concerns and provide me with personalized financing options tailored to my situation. I highly recommend Rami to anyone looking for a loan officer who provides experience, patience, and a commitment to finding the best mortgage solutions for his clients!

Brian Carpenter
a year ago

Experienced. Innovative. Patient. Professional. Responsive. Rami Dalal utilizes the latest technology to securely and efficiently qualify his clients for a variety of loans, including commercial loans. He is very knowledgeable and innovative in his approach. I highly recommend his services.