About Us
Trusted Reverse Mortgage Specialist based in Memphis, TN
Rami Dalal
Welcome to the official website of Rami Dalal, a dedicated licensed mortgage loan officer proudly serving clients nationwide from our office in Memphis, Tennessee. Backed by the power and resources of NEXA Lending, one of the largest and most respected mortgage brokerages in the country, Rami brings a personal, hands-on approach to every loan transaction — ensuring that you get the attention, clarity, and support you deserve. With access to 285+ lenders, you can rest assured that Rami will shop the best loan for your needs.
At Rami Dalal – NEXA Lending, we understand that buying a home or refinancing a mortgage is one of the most significant financial decisions you’ll ever make. That’s why our mission is simple: to simplify the mortgage process and help you secure the best possible loan — tailored to your unique financial situation and long-term goals.
Who We Are
With years of experience in the mortgage industry, Rami Dalal has built a solid reputation for integrity, transparency, and unwavering dedication to his clients. Whether you’re a first-time homebuyer, seasoned investor, or looking to refinance your existing loan, Rami takes the time to understand your needs and guide you through every step of the process with clear communication and honest advice.
As an independent mortgage broker under NEXA Lending, Rami is not limited to one bank or lending institution. Instead, he has access to a vast network of over 285 lenders — giving you a wide array of competitive loan options, better rates, faster turnarounds, and more flexibility.
What We Offer
We specialize in a comprehensive range of loan products, including:
Reverse Mortgage
Conventional Loans
FHA Loans
VA Loans
Jumbo Loans
First-Time Homebuyer Programs
Refinance Options
Investment Property Loans
- Commercial and Business Loans
Every client is different, and we take pride in creating customized mortgage solutions that align with your financial goals. Whether your credit is perfect or you’re rebuilding it, Rami will work diligently to find the right solution for you — and make sure you understand every detail along the way.
Why Choose Rami Dalal?
✔ Personalized Service – We don’t believe in one-size-fits-all loans. Every client gets a tailored strategy.
✔ Direct Access – You’ll work directly with Rami, not be passed off to different departments.
✔ Industry Expertise – Years of hands-on experience in real estate financing.
✔ Nationwide Support – While our office is based in Memphis, TN, we proudly serve borrowers across the U.S.
✔ Fast, Transparent Process – No confusion. No guesswork. Just clear, honest communication and quick results.
✔ End-to-End Guidance – From initial consultation to closing day, Rami will be by your side.
Visit Us or Get in Touch
We’re here to help you achieve your homeownership dreams with confidence and clarity.
📍 Address:
Memphis, TN 38117
📞 Phone:
(901) 387-6398
📧 Email:
rdalal@nexalending.com
Let’s Make Your Dream Home a Reality
Whether you’re exploring your loan options, ready to get pre-approved, or simply looking for expert mortgage advice, Rami Dalal is here to help. Reach out today for a personalized consultation — and take the first step toward your future home with a trusted mortgage professional by your side.
contact us
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Rami Dalal - NEXA Mortgage
Out of 5 stars
Overall rating out of 7 Google reviews
Excellent service
Rami made applying for a HELOC loan efficient, easy, and completely on-line. His attention to detail and follow-up is impressive. Looking forward to working with him on my next project.
I cannot recommend Rami Dalal highly enough! From start to finish, he provided exceptional customer service and went above and beyond to ensure I got the perfect mortgage tailored to my specific needs. He was incredibly knowledgeable, patient, and responsive-guiding me through every step of the process with clarity and confidence. What could have been a stressful experience turned into a smooth and even enjoyable journey thanks to his expertise and professionalism. If you're looking for someone who truly cares and will work tirelessly to find the best solution for you, look no further. Thank you so much, Rami, for making my homeownership dream a reality.
I highly recommend Rami Dalal for all your financing needs, whether it's a refinance, new home loan, HELOC, or even a business loan. His extensive knowledge of the housing industry and lending processes, combined with his personable and approachable demeanor, make even the most complicated transactions feel seamless. Rami is not only professional and polished but also incredibly accessible throughout the entire process, providing clear communication every step of the way. If you're looking for a trusted, reliable loan officer, Rami is the one to go to. Five stars without a doubt!
I had the pleasure of working with Rami to refinance my home loan, and the experience was outstanding. Rami was incredibly responsive, always available to answer my questions and provide guidance throughout the process. He worked closely with me and the lender to find the best refinance program tailored to my needs. What really stood out was the exceptional support from Rami's team at NEXA Mortgage, who went above and beyond to ensure everything went smoothly and exceeded my expectations. If you're looking for a knowledgeable, proactive, and dedicated loan officer, I highly recommend Rami!
Working with Rami was an outstanding experience! His over 30 years of housing experience was evident as he helped me navigate through the application process every step of the way. Rami was professional, patient, and explained each step of the process thoroughly; often more than once! He guided me through the entire process of buying a new construction home; even explaining what to expect after the mortgage process. He was readily available to answer questions, which was invaluable; especially since I was purchasing in another state. His depth of knowledge and expertise helped remove much of the stress that comes with such a huge life transition. I was most grateful to Rami for taking time to actively listen to my concerns and provide me with personalized financing options tailored to my situation. I highly recommend Rami to anyone looking for a loan officer who provides experience, patience, and a commitment to finding the best mortgage solutions for his clients!
Experienced. Innovative. Patient. Professional. Responsive. Rami Dalal utilizes the latest technology to securely and efficiently qualify his clients for a variety of loans, including commercial loans. He is very knowledgeable and innovative in his approach. I highly recommend his services.
