Self-Employed Loan

Self-Employed Loan Solutions Tailored for You

Being self-employed offers freedom, flexibility, and independence—but when it comes to securing a home loan, it can sometimes feel like the odds are stacked against you. At Rami Dalal with Nexa Mortgage, we understand the unique challenges faced by entrepreneurs, freelancers, and small business owners. That’s why we offer customized Self-Employed Loan solutions designed to work with your lifestyle—not against it.

Mortgage Options Built for Business Owners

Traditional lenders often rely on standard income documentation like W-2s and pay stubs. But for self-employed individuals, income may not be so straightforward. Whether you own a business, work as an independent contractor, or earn income through multiple sources, our loan programs are designed with flexibility in mind.

We look beyond the paperwork to evaluate your true earning potential and financial stability. Through alternative documentation options like bank statements, profit and loss statements, or 1099s, we make homeownership more accessible for self-employed borrowers.

Benefits of a Self-Employed Loan with Rami Dalal:

  •  Flexible income verification options

  •  Personalized guidance through every step

  •  Access to competitive rates and diverse loan programs

  •  Streamlined documentation process

  •  Expertise in navigating complex financial profiles

Who Qualifies for a Self-Employed Mortgage?

You may qualify if you’ve been self-employed for at least two years, or in some cases, just one year with a strong financial track record. This includes:

  • Small business owners

  • Freelancers and consultants

  • Gig workers and contractors

  • Real estate professionals

  • Independent service providers

Every financial situation is unique, and we’re here to help you find the right fit. Whether you’re buying your first home, refinancing, or investing in property, we’ll match you with the best loan options available for your needs.

Why Work with Rami Dalal?

With years of industry experience and a deep understanding of the mortgage process, Rami Dalal is committed to simplifying the path to homeownership for self-employed individuals. As part of Nexa Mortgage, one of the nation’s largest and fastest-growing mortgage brokerages, Rami offers access to a wide range of lenders and programs that traditional banks simply can’t match.

We’re not just here to get you approved—we’re here to set you up for long-term success.

Let’s Get Started

If you’re self-employed and ready to explore your home loan options, we’re ready to help. Let’s find a solution that supports your financial goals and recognizes the value of your hard work.

📞 Call: (901) 387-6398‬
📧 Email: rdalal@nexamortgage.com
📍 Visit: 3100 W Ray Rd Ste 201 Office 209, Chandler, AZ 85226